Home Exchange and Temporary Car Insurance Cover

QUESTION

Good Morning,

Would you be able to recommend a car insurance company who will take American and Australia drivers without an additional charge. We recently changed from More Than to Zurich who now require an additional £21 per week for our American exchangers. As we like to exchange for a few months this does mount up.

Your help would be most appreciated. Thank you.

Katie Evans

Thank you for your question. I don't think I have any easy answer here for you. In fact, I had understood that More Than was a company who were quite lenient about accepting other drivers and providing temporary cover, and I was wondering why you had in fact moved from them to Zurich.

It seems to be insurance for Americans that always causes the most concern to the Insurance companies. Have you tried Direct Line to find out what their terms would be? Or perhaps the only answer is to go to an Insurance Broker who may be able to suggest a number of alternatives to try.

I seem to recall that I posted a few items on our weblog about car insurance, but currently haven't been able to find the one which I thought was relevant to your situation. I will post your question on the weblog too and hope that someone will come up with some feasible suggestions for you, and if so, will let you know as quickly as possible.

Very best regards
Kath

Comment
The question of finding insurance companies who provide temporary car insurance cover for additional drivers at reasonable cost is one which home exchangers seek advice on more than anything else. If anyone has useful information to pass on, or if there are any insurance professionals or car insurance companies who would be kind enough to provide GTI Home Exchange UK-based member Katie, Member ID HE17900 (and many, many others) with advice on this perennial problem, it would be most appreciated.

Kath

And a follow up from Katie:

Dear Kath,

Thank you for your quick reply.

Unfortunately we had to change our car insurance from More Than after being with them for years as they wouldn't insure our exchangers.

We are currently with a broker who has only been able to find Zurich who are willing to cover our American exchangers. I have heard about Direct Line and will give them a call.

We joined your site whilst in Florida a few weeks ago and immediately received 3 enquiries! Amazing.

Best regards, Katie Evans