Home Exchange Insurance and Car Insurance

HOME EXCHANGE INSURANCE

CHECtravel proudly announces the first and only travel insurance plan exclusively for the home exchanger: Travel Guard’s Home Exchange Protection Plan. The policy can be purchased with any home exchange, whether driving to the exchange home or flying.

Coverage starts at just $15 and your policy covers all members of the insured exchange party. Trips must originate in the US or Canada.

There is no deductible and no age differential.

http://chectravel.com/insurance_landing.html

CAR INSURANCE

England

Zurich: http://www.zurichinsurance.co.uk/insurance/home/welcome.htm
• It is cheapest to put exchanges on the insurance (with all their details) and take yourself off - then put yourself back on when you return.
• Used to insure swappers from Australia and South Africa to drive personal car. The company will request full details of the drivers and any driving convictions.

HSBC Corinthian http://www.quotezone.co.uk/corinthian.htm

LONG-TERM EXCHANGES

Exchanging between England and New Zealand for 6 months:
• Convert house insurance to a tenanted property insurance, notwithstanding no monies being exchanged. The excess was increased. Contents policy was noted and they stipulated that the 'tenants' personal belongings were not covered

Request for information about insurance companies that offer home content insurance for home exchanges

A member in England is having problems finding an insurer for his contents during a home exchange. We would like to build a database of companies that offer content insurance for home exchangers. Please comment to this blog with a company name, country, company website and/or company phone number.

In general, your insurance policy may cover some situations, but be sure to check with your agent about your particular coverage. Usually home owner's insurance remains in force to cover guests in your home, and because no financial transaction is involved, your exchange partners are your guests. However, you should advise your insurers that guests will be staying in your home and the duration of their stay. Sometimes there is a limit of 30 days, but this is the only restriction we have come across.

Use Pedal Power when in Portland on Home Exchange

New member Michael and his wife Wendy (HE20927) moved to Portland for its quality of life, and it seems that one reason why life might be more pleasurable in Portland is because there is less reliance on the car. Michael says: "Portland, also known as 'The City of Roses', has it all, a great downtown full of museums, galleries, a concert hall, world class restaurants, a stunning riverfront, more coffee shops than you can count and over thirty micro breweries and all this easily connected by bus, streetcar & light rail".

"Portland is also the perfect size for pedalling and is widely considered the premier cycling city of North America. Portland offers everything we need in a city but in a compact size so we don't have to own a car. We have two cats and lot's of bicycles (even a cargo bike for hauling our son Nathan & the groceries)and we enjoy camping and hiking. Dedicated bike paths and bike boulevards guide you safely through Portland's charming, leafy neighborhoods and into the country side".

"Out of town you are spoiled for choice as well. Within two hours of Portland (but by car this time) you can reach some of Oregon's most outstanding natural scenery, waterfalls, deserted beaches, outdoor activity areas and picturesque towns".

How refreshing to hear about people enjoying the location in which they live, but doing so in such an environmentally considerate way. So if you want to try out living by pedal power, why not consider a home exchange in Portland?

Home Exchange Activity Holidays

Although Home Exchange has perhaps not yet entered the arena for extreme sports such as skydiving or base jumping, a recent GTI Home Exchange member listing highlighted the fact that it is perhaps time to extend the list of leisure activities that can be pursued on a home exchange holiday. The particular listing that I am referring to is HE20672 at Dahab on the Red Sea in Egypt.

Lynne says: “Our house is less than one minute from the beach in Dahab which is a very beautiful area with lots to do including; snorkelling, diving, camel riding. It also has local restaurants and shops nearby. The house has 2 large bedrooms, bathroom, lounge (with Satelite TV), kitchen (with washing machine and microwave) and a cool outside tiled area with trees all around. Dahab is well known for diving and you would be able to use the facilites of Dive Urge, our dive club. We have a private beach for you to enjoy. Dahab suits all types of people looking for a great holiday. We can also easily organise a transfer from Sharm Airport.”

She continues: “We are a family of 5 including 3 kids: 2 girls 10 and 4 and a boy who is 18 months. We own and run Dive Urge in Dahab and have lived here for more than 11 years now too so we have lots of helpful information on getting the best out of your time here. We like to enjoy our annual holiday in England for 6 weeks over July-September time but, as we do not live in our exchange house, we are able to offer it year round and are flexible. We do a fair bit of exploring here and are active in trying to preserve this amazing place. Myself and my hubby are both scuba divers and I also ride horses locally too with my daughter.” Lynne is interested in visiting England, preference being for the counties of Berkshire, Somerset or Dorset.

Another gentle activity like diving is hot air ballooning, mentioned by new Green Theme International Home Exchange members Barbara and Brian, HE20831 who live in Canterbury near Christchurch, New Zealand. They describe their area as follows: “10 mins from city centre, we are also close to the port hills and surrounding bays and beaches, and yet only an hour and a half drive to the closest ski field. There are many outdoor activities locally situated including hot air ballooning, fishing, jet boating, swimming and many more.”

“We are Barbara and Brian a family of 5 with 3 children aged 9, 12, and 14. My husband Brian was born in England and hasn't returned since he immigrated here over 15 years ago, so we are very excited to have the opportunity to go back. We have never done an exchange before but have heard it is a great way to travel to other countries without accommodation costs and a great way to meet new people.” Barbara and Brian obviously can’t wait to fix up their first home exchange, so anyone interested in a home swap to New Zealand, please contact them as soon as possible.

Travel the Home Exchange Way can include Riding your Bike

Congratulations, Paris, for the introduction of the 'velib' service. Vélib’ is a Self Service “bike hire” system available 24 hours a day, 7 days a week.
Multi pick up and drop off location points allow you to pick up your bike from one service point and drop off to another.

The Vélib’ Service Points are available 24 hours a day 7 days a week. They are located 300 meters apart, consisting of terminals and stands for fastening the bikes.

At the Vélib terminal you can:

- Hire a bike
- Take a short term subscription using your bank card (1-day or 7-day Vélib’ Ticket)
or take out an annual Vélib subscription.
- Find out information on how to use Vélib’ and access information regarding our services
- Consult a map for a nearby Vélib’ Service Points
- Top up your annual Vélib’ card using a bank card

Every Vélib’ station is equipped with roughly twenty bike stands (the exact number has been determined depending on the location of the Service Point and the estimated level of use).

The Bike Stands consist of :

Bike locking mechanism
Pilot light (the color of the pilot lights lets you know whether the bike is available or not)
Card Reader

Even better, if you subscribe for a Vélib’ Account they give you the first 30 minutes of each journey free of charge. The Vélib’ Bike Card allows you to make an unlimited number of journeys for one year. Cost of journeys longer than 30 minutes will be debited from your Vélib’ account. Top up your card anytime at Vélib’ terminals near you or on the web using a bank card.

Of course it takes a little nerve to ride a bike through a big city, but think how much more easily you can stop at will and take a closer look at the sights, whilst doing your bit for the environment!

Dream Home Exchange Holidays for all the Family

Exchange on Island of Arabella, south of Venice, Italy


Dear Kath,

This year I'm trying to arrange a double linked swap in Ireland in summer or, second option, in Denmark. Due to the fact that this year I can't ask my father, as last year, to supervise the cleaning and the checking that all is OK at the end of the stay of the first family and before the arrival of the second, I need that one of the two swaps be non simultaneous, that means, that one family must come in my second home in Albarella - stay and live, before my departure or after my return. Looking at Ireland in our GTI I found listed only 37 homes and if I remember well, no second homes. Anyhow for the first swap I’m in contact with a GTI home/family in Dublin.

Only due to this fact - linked to a my particular situation and requirement - I feel me forced to move to another home exchange web site, maybe Home For Exchange. On the contrary last year Green Theme International did me the opportunity to do a double linked swap in London (more that 157 entries) - the first swap of my life and dream holidays for all my family.

I'm really grateful to GTI and I cherish it. I think also that Green Theme is a really beautiful Home Exchange web site, fine, welcoming and with a very nice design. GTI is also easy for all, well functioning and not expensive (thanks for the discount offered).

If of interest, GTI can feel free of keeping listed my home listing HE19622 and give to interested members my e-mail. Anyway consider me please at complete disposal for the present and future.

Very kind regards and thanks for the important work done since 1989.

Alessandro

P.S.: apologize me for my bad English

Dear Alessandro

Thank you for your email and for the very kind comments that you have made about GTI and our web-site. Of course, I am disappointed that we are not able to offer you a great selection of homes in Denmark to facilitate the double linked exchange in Ireland and Denmark that you are seeking this summer.

Naturally I am also disappointed that you feel it necessary to join a competitor agency, Home for Exchange. As this agency is based in The Netherlands, it may well be able to provide more opportunities for you in nearby Denmark. It certainly has a very attractive and innovative web-site regularly introducing some very nice features. However, it has not been operating for many years (only since 2005) and in order to achieve the number of listings it now claims, the owner did indulge in some dubious practices at the outset, such as pirating other agencies listings, or offering free listings. (See earlier blog item The Home Exchange Poacher posted on the GTI Home Exchange Travel blog on 16 December 2005.)

We have always found that the agencies which offer free listings are never as effective as those clubs which require people to have paid a small sum to participate, because they encourage many people who are not so committed to home exchange to list their homes with many free sites just to see what offers turn up without they themselves having to put in any effort. Many people who join free sites even seem to forget which ones they have in fact joined, as we have found on a number of occasions when people have mistakingly contacted us with their queries, or to say that they are not receiving replies from a particular listing which turns out not to be one of ours anyway. Now that Home for Exchange has become more established, it no longer offers free listings, but nevertheless unless I am mistaken, I don't think the listings on the site display when their members joined and when their listings are due to expire as do those on GTI. In contrast on GTI Home Exchange we prefer to be totally transparent about when a member joined and therefore how old the listing is, and consequently how active the members are likely to be in genuinely seeking exchanges.

Anyone reading my comments may feel that it all sounds a little like 'sour grapes' (I don't know whether you know that expression in Italy?) because you are finding it necessary to register with another club this year in order to find an exchange in Denmark. But in order that you may be able to make a true comparison between our two agencies, I would like to offer you an extension of six months to your membership in the hope that at a later date you wish to renew your membership and can continue to benefit from our discount for renewing members.

Once again, thank you so much for your very encouraging comments about us.

With very best regards
Kath

IMPORTANT REMINDER about GTI Home Exchange Site Based Messaging System

Whilst full details of the changes have been posted within the Site Administrator's Message in the Members' Area on the web-site: it appears that some members may have have missed the details about these changes, as some messages remain recorded as UNREAD in Members' personal Admin Areas.

Site based messages between members

For your security, and to protect your privacy, all contact with other members is now done from your member area. Your sent and received messages are stored there in folders (Inbox and Sent messages). Your on-going correspondence with each member is stored separately for easy reference. Please note: as all contact information you entered on your form (email, phone, fax, mailing address) is hidden, you choose when you are ready to provide contact details to another member.

New message alerts by email

Whenever there is a new message for you (a reply to a message you sent or a message from another member), you will receive a brief email, with the subject line, New Home Exchange message for you from HExxxxx, to alert you to log on to your member area to read and reply to the message.

A few new message alerts may end up in junk folders by mistake and so it is important to skim through all mail in your junk folder before deleting it if possible. It's tedious but, until there are better filters that can sort all legitimate messages from the masses of unsolicited mail, there may be a few 'good' messages that need to be rescued from your junk folder and moved to your in-box. If you can't check through your junk folder, be sure to log on to your member area regularly to check and read any recent messages you may have overlooked.

Home exchange offer messages

When first contacting a member with your exchange offer, use the form at the bottom of the member's listing. If you have compiled a standard exchange offer message and saved it on your computer, you can copy and paste it into the form and then personalise the message before sending. The subject line is already completed and includes your User ID so the member can easily find your listing. When you have finished your message, click Submit. As soon as your message has been sent, you will see the member's User ID under the Recently contacted list in your member area. You can save a record of up to 20 messages sent at a time and delete any you don't want to keep by clicking the 'x' beside it.