Home Exchange Insurance and Car Insurance

HOME EXCHANGE INSURANCE

CHECtravel proudly announces the first and only travel insurance plan exclusively for the home exchanger: Travel Guard’s Home Exchange Protection Plan. The policy can be purchased with any home exchange, whether driving to the exchange home or flying.

Coverage starts at just $15 and your policy covers all members of the insured exchange party. Trips must originate in the US or Canada.

There is no deductible and no age differential.

http://chectravel.com/insurance_landing.html

CAR INSURANCE

England

Zurich: http://www.zurichinsurance.co.uk/insurance/home/welcome.htm
• It is cheapest to put exchanges on the insurance (with all their details) and take yourself off - then put yourself back on when you return.
• Used to insure swappers from Australia and South Africa to drive personal car. The company will request full details of the drivers and any driving convictions.

HSBC Corinthian http://www.quotezone.co.uk/corinthian.htm

LONG-TERM EXCHANGES

Exchanging between England and New Zealand for 6 months:
• Convert house insurance to a tenanted property insurance, notwithstanding no monies being exchanged. The excess was increased. Contents policy was noted and they stipulated that the 'tenants' personal belongings were not covered

Request for information about insurance companies that offer home content insurance for home exchanges

A member in England is having problems finding an insurer for his contents during a home exchange. We would like to build a database of companies that offer content insurance for home exchangers. Please comment to this blog with a company name, country, company website and/or company phone number.

In general, your insurance policy may cover some situations, but be sure to check with your agent about your particular coverage. Usually home owner's insurance remains in force to cover guests in your home, and because no financial transaction is involved, your exchange partners are your guests. However, you should advise your insurers that guests will be staying in your home and the duration of their stay. Sometimes there is a limit of 30 days, but this is the only restriction we have come across.